JBOT TraderJBOT INCOME RESEARCH
Dividends
Income, growth, and the risks behind the yield.
Income scenario
Each stock is a separate scenario, not a combined portfolio.
Whole shares; own cash is used first. Simple interest assumes one year at an unchanged loan balance and rate. Taxes, fees, compounding, price changes and principal repayment are excluded. Broker limits and margin eligibility vary.
Loading dated dividend research.
Trailing yield uses dividends reported over the last 12 months divided by the last available price. Net income subtracts interest on the loan actually used. Cash income yield divides net annual income by the own cash supplied; it is not total return. Monthly equivalents are not monthly payment promises. Future dividends can change or stop.
What goes into the research score?
Payment history 30 points
At least two years of history, no lower latest comparable payment, and no unusually long gap. This does not establish financial safety.
Dividend growth 25 points
Trailing 12-month cash dividends versus the preceding 12 months. The score rises from -5% to +10% growth, capped at 25.
Income yield 20 points
Trailing yield up to 4% earns income points. Yields of 8% or more receive a caution and a ten-point penalty.
Price stability 25 points
Annualized historical daily-return volatility, not dividend safety. Lower observed volatility earns more points.
A heuristic comparison within this 24-stock shortlist, not a whole-market scan or a buy recommendation. Rankings exclude missing, outdated, cut, or payment-gap data. Earnings, free-cash-flow coverage, debt, valuation and tax treatment are not scored. REIT coverage needs AFFO analysis. Historical payments may include special dividends; verify the issuer before investing.